Wert.io fiat onramp provider review

Wert.io stands out as a leading fiat-to-crypto onramp solution for Web3 projects, enabling seamless card payments for NFTs, DeFi tokens, and wallets.

This comprehensive review on tokenlisting.org covers features, pricing, integrations, and token listing capabilities to help projects evaluate its fit.

What Is Wert.io?

Wert.io is a non-custodial fiat onramp provider specializing in direct smart contract interactions for crypto purchases.

Projects integrate its SDK/widget to let users buy tokens, top up wallets, or checkout NFTs using credit cards from 198 countries—without handling fiat or crypto custody.

Regulated in EU/US (MSB FinCEN, operating licenses), it manages AML/KYC for compliance ease.

Key Features of Wert.io Fiat Onramp

  • Wert.io excels in user-centric design and developer flexibility:
  • 60-Second Purchases: Risk-based KYC allows <$1K buys without docs; full flow under 1 minute.
  • 198 Countries Supported: Global cards (Visa/MC), Apple Pay, Google Pay.
  • Zero Chargebacks: Crypto settlement eliminates disputes.
  • Non-Custodial: Funds never touch Wert; direct to user wallet/smart contract.
  • Custom Token Listing: Add any ERC20 via direct CEX liquidity or DEX swaps (multi-EVM: ETH, Polygon, BSC).
  • UI Customization: Colors, CSS, emails, billing descriptors match your brand.
  • Frontend APIs: Pre-fill data, multi-wallet support, passwordless OTP login.
  • Testimonials praise reliability: Changelly CEO notes expanded crypto access; LATOKEN CTO credits user growth.

Pricing and Fees

  • No Setup/Subscription Fees: Free integration.
  • Transaction Fees: 0.9-2.9% (volume tiers; competitive for high-volume).
  • No Hidden Costs: Gas fees only for DEX swaps; instant funds availability.
  • Scales for enterprises with white-label options.

Integration Guide: How to Use Wert.io

Setup takes hours via docs and sandbox.
1. Sign Up & API Key: Dashboard registration.
2. Widget Embed (Telegram/Web):
<iframe src="https://widget.wert.io/?projectId=YOUR_ID&token=0x...&address=USER_WALLET"></iframe>
3. SDK for Apps (React/Vue):
import { Wert } from '@wert-io/widget-provider';

const wert = new Wert({ 
  projectId: 'your-id', 
  tokens: [{ address: '0x...', symbol: 'YOUR' }],
  chains: [1, 137] // ETH/Polygon
});
wert.open();
4. Webhooks: Track txns for analytics.
Supports web/mobile/dApp/Telegram; GitHub examples available.

Wert.io Token Listing Process

List custom ERC20 without CEX dependency:
  • Direct: Pulls CEX liquidity for contract execution.
  • DEX: Swaps via Uniswap etc. (gas applies).
  • Multi-Chain: Majority EVMs.
  • Apply via sales contact; live in days—no audits needed.

Pros and Cons of Wert.io

Pros:

  • Lightning-fast setup/integration
  • Global reach, low friction UX
  • Full compliance (EU/US licenses)
  • Custom tokens/multi-chain
  • Trusted by LATOKEN, Changelly

Cons:

  • DEX gas fees for swaps
  • Limited non-EVM support
  • Enterprise features require sales contact

Wert.io vs. Competitors (2026)

Feature

Wert.io

MoonPay

Ramp Network

Transak

Onramper

Custom Token Listing

Yes (ERC20+)

Major only

Limited

Yes

Aggregated

Countries

198

180+

150+

170+

190+

Fees

0.9-2.9%

1-4.5%

0.49-2.9%

0.5-3%

Varies

Non-Custodial

Yes

Partial

Yes

Yes

Yes

Multi-Chain

EVM majority

Limited

Good

Good

Excellent

Setup Time

Hours

1-3 days

Days

Days

Instant

Use Cases for Wert.io

  • Token Launches: Instant fiat buys pre-CEX
  • NFT Marketplaces: Checkout with cards
  • Wallets/dApps: Top-ups without leaving app
  • DeFi Platforms: Gas/utility token sales
  • Telegram Bots: Mini-app payments

Wert.io leads in speed/customization for token projects.

Security and Compliance

  • EU/US regulated (MSB, operating licenses)
  • Fully managed AML/KYC
  • Insurance against smart contract failures
  • No fund storage—pure execution layer

Getting Started with Wert.io

  1. Visit wert.io, request API key
  2. Test in sandbox
  3. Deploy widget/SDK
  4. Monitor dashboard
  5. Docs: docs.wert.io; support responsive.

FAQs: Wert.io Fiat Onramp

Is Wert.io non-custodial? 
Yes, direct to user/contract.

Supported tokens? 
Any ERC20 via listing; majors native.

KYC required?
 Risk-based (<$1K no).

Integration cost? 
Free.

Best for token projects? 
Yes—fast custom listings.​

Tokenlisting.org recommends Wert.io for quick onramps.
List your token via our services: info@tokenlisting.org.

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