Transak Review: Fiat Onramp for Web3 Apps 2026

Transak is a premier fiat on/off-ramp provider enabling seamless crypto purchases in 64+ countries across 136+ cryptocurrencies.

This in-depth review on tokenlisting.org analyzes its developer tools, pricing, security, and integrations for Web3 projects seeking global onboarding.

What Is Transak?

Transak provides embeddable widgets, SDKs, and white-label APIs for apps/websites to offer fiat-to-crypto (onramp) and crypto-to-fiat (offramp) without building payment infrastructure.

Users buy/sell via cards, bank transfers, Apple/Google Pay; liquidity from 10+ exchanges ensures best rates. FCA UK/FinCEN US registered, trusted by MetaMask, Uniswap, Trust Wallet.

Core Features of Transak

Transak prioritizes scalability and UX:

  • 136+ Cryptos, 45+ Blockchains: BTC, ETH, stables, alts across EVMs, Solana, etc.
  • 64+ Countries: Local payments (SEPA, ACH, UPI), 200+ methods.
  • Reusable KYC: Share verification across sessions/apps.
  • Risk Engine: <0.05% fraud rate, SOC 2 Type II, ISO 27001 certified.
  • Customization: Widgets (drop-in), APIs (full control), white-label.
  • Partner Dashboard: Manage configs, analytics post-launch.
Endorsements: MetaMask praises Web3 onboarding; Visa highlights fast fiat exits.

Pricing and Fees

Transparent model:

  • Partner Fee: Configurable (0-5%, avg. 1%)
  • Transak Fee: ~0.99% + network/gas
  • No Setup/Monthly Fees: Self-serve.
  • Exchange Spread: Minimal via multi-liquidity.
  • Example: €1000 SEPA → ~€979 net after 1% partner + 0.99% Transak + €0.59 network.

Transak Integration Options

Developer-first toolkit:
1. Widgets (Fastest):
<script src="https://global.transak.com/js/transak-widget.js"></script>
<transak-widget
  apiKey="YOUR_KEY"
  cryptoCurrency="ETH"
  walletAddress="0x..."
  environment="STAGING">
</transak-widget>
2. SDKs (React/iOS/Android):
import TransakSDK from '@transak/transak-sdk';

const transak = new TransakSDK({
  apiKey: 'public-key',
  cryptoCurrencyList: 'USDC,USDT',
  networks: [1, 137],
  themeColor: '000000'
});
transak.init();
3. White-Label API: Custom flows, full branding.
Docs cover all platforms; 450+ integrations live.

Security and Compliance

  • FCA UK (FRN 928910), FinCEN MSB (31000300682483)
  • Robust risk engine, reusable KYC
  • Liquidity from vetted exchanges
  • 10M+ users, Visa/Fireblocks partners

Pros and Cons

Pros:

  • Broad coverage (64 countries, 136 cryptos)
  • Flexible integrations (widget to API)
  • Low fraud, high compliance
  • Trusted ecosystem (MetaMask/Uniswap)
  • Self-serve dashboard

Cons:

  • Partner fee configuration needed
  • Limited to supported countries/methods
  • Enterprise white-label via sales

Transak vs. Competitors 2026

Provider

Countries

Cryptos

Fees (avg.)

Custom UI

Compliance

Transak

64+

136+

1-2% + partner

Full

FCA/FinCEN​

MoonPay

180+

90+

1-4.5%

Partial

Global

Ramp

150+

50+

0.49-2.9%

Full SDK

EU/US

Wert.io

198

Custom ERC20

0.9-2.9%

High

MSB

Onramper

190+

All

Varies

Widget

Aggregator

Best Use Cases

  • Wallets: MetaMask/Trust Wallet top-ups
  • DeFi: Uniswap onboarding
  • dApps: In-app buys
  • Marketplaces: NFT/crypto payments
  • Gaming: Instant crypto access

Getting Started

  1. Sign up at global.transak.com
  2. Get API key/dashboard
  3. Test widget/SDK
  4. Go live, monitor conversions
  5. Backed by top VCs; blog/resources abundant.

FAQs: Transak Fiat Onramp

Countries/cryptos supported? 
64+, 136+.​

Fees structure?
 Partner + 0.99% Transak + network.

KYC process? 
Reusable, seamless.

Integrations? 
Widgets, SDKs, APIs for all platforms.

Regulated? 
Yes, FCA/FinCEN.
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